Retirement can be a big step for all of us and if you are considering retirement then speaking with an IFA will help you clarify your thinking, if you have a pension of reasonable value, perhaps other savings, ISA and fairly low outgoings then it is a possibility.

The key really is about the quality of retirement and how much income you need.

At Five Financial Wealth like most other IFA firms will use Cashflow analysis based on projected Investment returns and ongoing monitoring of performance to ensure your income will last throughout your retirement. The take away will be to engage with an adviser early to help with the numbers, but also help you understand what retirement might look like for you in particular.