Held by UK households in cash savings accounts (Bank of England,

August 2018)



Creating and maintaining the right investment strategy plays a vital role in securing your financial future. That means identifying your short and long-term objectives, selecting the most appropriate investment products, and undertaking the right planning at the right time to minimise the amount of tax you pay. At Five Financial, we have a range of investment solutions to help you achieve your goals.


Offshore & Onshore investments


For some investors, it may be beneficial to consider offshore investment solutions. This may be of particular interest to those who expect to see a fall in their marginal tax rate or may be planning to reside outside of the UK at a later date. Five Financial offer a range of investments for investors wanting to invest regularly or by a lump sum and provides access to a range of asset classes.


Unit Trusts


Unit Trusts provide a range of solutions for medium-to-long-term capital growth and income. Often seen solely as the crucial component of a Stocks & Shares ISA, Unit Trusts offer a range of other benefits to investors. As part of a focused tax-planning strategy, Unit Trusts provide the flexibility to utilise your annual Capital Gains Tax allowances and, when used in conjunction with a trust, also offer an alternative solution for investing on behalf of children.


Investment bond


Investment Bonds offer a number of benefits for investors, providing a regular tax-efficient income and the potential for capital growth over the longer term, plus effective tax planning. They also provide the opportunity to access a wide range of assets classes within a simple and flexible structure


Peace of Mind 


We draw on the expertise of some of the top investment professionals to manage your money.


We match the risks you are prepared to take with a well-diversified and balanced portfolio to create an appropriate strategy that meets your needs.


Through regular reviews with us we can rebalance your portfolio to reflect your changing needs and the current market conditions.


Whether you are looking to invest for income or growth, we can provide the quality advice, comprehensive investment solutions and ongoing service to help you achieve your financial goals.